What does Medicare Part C cover and how is it delivered?

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Multiple Choice

What does Medicare Part C cover and how is it delivered?

Medicare Part C, known as Medicare Advantage, is delivered through private insurers approved by Medicare. These plans bundle the core Original Medicare coverage—Part A (hospital) and Part B (medical)—into one plan, and most plans also include Part D (prescription drugs). In addition, many Medicare Advantage plans offer extra benefits not covered by Original Medicare, such as vision, dental, hearing, or wellness programs. Enrollment happens through a private plan in your area, and you’ll typically pay the Part B premium plus any plan premium. Costs and covered services vary by plan, and you usually use the plan’s network of doctors and hospitals, with some plans requiring referrals or having managed-care rules. This contrasts with Original Medicare, which is run by the federal government and doesn’t automatically include drug coverage or extra benefits unless you add separate plans. It’s also not a private supplemental plan (which would be a Medigap policy) and not a hospital-only program.

Medicare Part C, known as Medicare Advantage, is delivered through private insurers approved by Medicare. These plans bundle the core Original Medicare coverage—Part A (hospital) and Part B (medical)—into one plan, and most plans also include Part D (prescription drugs). In addition, many Medicare Advantage plans offer extra benefits not covered by Original Medicare, such as vision, dental, hearing, or wellness programs.

Enrollment happens through a private plan in your area, and you’ll typically pay the Part B premium plus any plan premium. Costs and covered services vary by plan, and you usually use the plan’s network of doctors and hospitals, with some plans requiring referrals or having managed-care rules. This contrasts with Original Medicare, which is run by the federal government and doesn’t automatically include drug coverage or extra benefits unless you add separate plans. It’s also not a private supplemental plan (which would be a Medigap policy) and not a hospital-only program.

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