Health Maintenance Organization requires the member to get medical care from physicians, labs, and hospitals that agree to the fee.

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Multiple Choice

Health Maintenance Organization requires the member to get medical care from physicians, labs, and hospitals that agree to the fee.

In an HMO, care is provided through a network of doctors, labs, and hospitals that have agreed to set fees with the plan. Members are generally required to use those in-network providers, and the plan typically sets pre-negotiated rates to control costs. This arrangement—care delivered only by providers who have agreed to the plan’s fees—best matches the description in the statement. The other options describe plans that usually allow more flexibility to see out-of-network providers or mix features of different plans, so they don’t fit the description as precisely.

In an HMO, care is provided through a network of doctors, labs, and hospitals that have agreed to set fees with the plan. Members are generally required to use those in-network providers, and the plan typically sets pre-negotiated rates to control costs. This arrangement—care delivered only by providers who have agreed to the plan’s fees—best matches the description in the statement.

The other options describe plans that usually allow more flexibility to see out-of-network providers or mix features of different plans, so they don’t fit the description as precisely.

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